Active
3 Days on market
557 Federal St Belchertown — Photo 1 of 42

557 Federal St Belchertown — Photo 1 of 42

$375,000

557 Federal St, Belchertown, MA 01007

Belchertown, MA 01007

Beds

3

Baths

1.5

SqFt

1,404

Style

Single Family

Built

1930

This incredibly charming 1404 sf, 3 bedroom, 1.5 bath bungalow, nestled on a gently sloping hill and overlooking Arcadia Lake in Belchertown is ready for it's new owners. The current owners have made many updates to the home in the years they have lived there, including the fully renovated ~200 sf separate office/studio building with heating and cooling. The house sits directly across the street from beautiful Arcadia Lake, which does not allow motorized boats, but does allow year round fishing and summer swimming and boating, The town beach is short 0.6 miles walk or drive from the house - while views of the lake can be enjoyed year round from the many windows and deck on the first floor. The main living level includes a cozy living room with a bay window and insert wood stove. Adjacent to the living room a spacious dining room and kitchen, with a large walk out deck - overlooking to the beautiful 0.58 acre yard with shade gardens, stone paths and views of Arcadia Lake. A renovated full bathroom and guest room/office rounds out the first floor. The second floor has two bedrooms, a newer half bath and ample closets. Utlities, including washer/dryer, new boiler, hot water heat and well pump are accessed from the first floor in the small basement. There are two additional sheds on the property for yard equipment, bicycles, etc. Outdoor enthustiasts will be captivated by the nearby Norwottock Bike Trail, the New England Hiking Trail and cross country skiing at nearby Mt Lincoln. Enjoy swimming in the summer and ice skating in the winter at Arcadia Lake. This house is a peaceful, beautiful lakeside oasis within 6.5 miles of Amherst center. It has to be seen in person to be fully appreciated! First showings at open house on Saturday, October 3 from 11-1 pm.

Key facts

It was listed on October 1, 2026. The annual property taxes are $4,121 (2026 tax year). It sits on a 0.58-acre (25,308 sq ft) lot.

Market Value Analysis

This Property
Size (SqFt) →Price →
This Property$267/sqft
Local Avg (Belchertown)$352/sqft
24% BelowMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Belchertown, MA.

Property Details

Financials

Original Price$375,000
Annual Taxes$4,121

Parking

Garage0
Off-Street6

Interior Specifications

Total Rooms5
Fireplaces1
FlooringWood, Tile, Vinyl, Laminate
BasementPartial, Walk-Out Access, Concrete, Unfinished

Climate & Utilities

HeatingBaseboard, Electric Baseboard, Propane, Wood, Wood Stove, Ductless
CoolingDuctless
WaterPrivate, Other
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofMetal
FoundationConcrete Perimeter
ZoningSF

Property & Lot

Acres0.58
SqFt Lot25,308
Lot FeaturesWooded, Easements, Gentle Sloping

Amenities & Appliances

Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Shopping • Walk/Jog Trails • Bike Path • Conservation Area • Marina

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 3Bathroom 2
First
Living RoomDining RoomKitchenBedroom 2Bathroom 1
Unknown
Office
Living Room
Lvl First

Wood / Coal / Pellet Stove, Flooring - Hardwood, Window(s) - Bay/Bow/Box

Dining Room
Lvl First

Flooring - Vinyl, Window(s) - Picture, Balcony / Deck

Kitchen
Lvl First

Flooring - Vinyl, Remodeled

Office
Lvl null

Flooring - Laminate, Remodeled

Primary Bedroom
Lvl Second

Closet, Flooring - Laminate

Bedroom 2
Lvl First
Bedroom 3
Lvl Second
Bathroom 1
Lvl First

Bathroom - Tiled With Tub & Shower

Bathroom 2
Lvl Second

Bathroom - Half, Flooring - Vinyl

Questions about this home

When was 557 Federal St, Belchertown listed?

557 Federal St, Belchertown was listed on October 1, 2026.

Has the price of 557 Federal St, Belchertown changed?

The price hasn't changed since it was listed at $375,000.

What are the property taxes for 557 Federal St, Belchertown?

The annual property taxes for 557 Federal St, Belchertown are $4,121 (2026 tax year).

How big is the lot at 557 Federal St, Belchertown?

557 Federal St, Belchertown sits on a 0.58-acre (25,308 sq ft) lot.

What is the status of 557 Federal St, Belchertown?

557 Federal St, Belchertown is actively listed for sale.

Population

15,419

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$108K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

13.1%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Hampshire County

389 housing units permitted in the last 12 months (+48% vs the prior 12 months) — 274 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jul '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 702 sq ft (the lesser of 900 sq ft or half the 1,404 sq ft principal dwelling). Lot size: 25,308 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Listing Provided By

Listing Agent: Julie Starr

Listing Office: 5 College REALTORS® Northampton

MLS® Number: 73585083