Active
6 Days on market
40 W Belmont St Ludlow — Photo 1 of 39

40 W Belmont St Ludlow — Photo 1 of 39

$325,000

40 W Belmont St, Ludlow, MA 01056

Ludlow, MA 01056

Beds

3

Baths

1

SqFt

1,164

Style

Single Family

Built

1954

Presenting a distinguished single-family residence at 40 W Belmont St, Ludlow, MA. Constructed in 1954, this 1164 square foot property stands as an inviting home, meticulously prepared for immediate occupancy, offering a seamless transition for its next proprietor. The kitchen is thoughtfully appointed with stainless steel appliances and sophisticated stone counters, providing an environment conducive to culinary pursuits and elegant entertaining. This residence encompasses three well-proportioned bedrooms, offering versatile accommodations. A full bathroom serves the home, designed for both functionality and comfort. Complementing the interior, the property features a private yard, offering a tranquil outdoor retreat. The presence of a basement further expands the property's utility and storage capabilities. This meticulously maintained property presents an exceptional opportunity for discerning buyers seeking a ready-to-move-in home in Ludlow.

Key facts

It was listed on September 28, 2026. The annual property taxes are $4,686 (2026 tax year). It sits on a 0.24-acre (10,498 sq ft) lot.

Market Value Analysis

This Property
Size (SqFt) →Price →
This Property$279/sqft
Local Avg (Ludlow)$272/sqft
3% AboveMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Ludlow, MA.

Property Details

Financials

Original Price$325,000
Annual Taxes$4,686

Parking

Garage0
Off-Street3

Interior Specifications

Total Rooms5
FireplacesNone
FlooringWood, Tile, Hardwood
BasementFull

Climate & Utilities

HeatingBaseboard, Oil
CoolingNone
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
Zoning02

Property & Lot

Acres0.24
SqFt Lot10,498
Lot FeaturesLevel

Amenities & Appliances

Range • Dishwasher • Microwave • Refrigerator

Geography

Questions about this home

When was 40 W Belmont St, Ludlow listed?

40 W Belmont St, Ludlow was listed on September 28, 2026.

Has the price of 40 W Belmont St, Ludlow changed?

The price hasn't changed since it was listed at $325,000.

What are the property taxes for 40 W Belmont St, Ludlow?

The annual property taxes for 40 W Belmont St, Ludlow are $4,686 (2026 tax year).

How big is the lot at 40 W Belmont St, Ludlow?

40 W Belmont St, Ludlow sits on a 0.24-acre (10,498 sq ft) lot.

What is the status of 40 W Belmont St, Ludlow?

40 W Belmont St, Ludlow is actively listed for sale.

Population

20,904

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$85K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

22.5%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Hampden County

358 housing units permitted in the last 12 months (+18% vs the prior 12 months) — 63 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jul '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 582 sq ft (the lesser of 900 sq ft or half the 1,164 sq ft principal dwelling). Lot size: 10,498 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Listing Provided By

Listing Agent: Patriot Living Group

Listing Office: Lock and Key Realty Inc.

MLS® Number: 73583308